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The best carrier will differ for everyone, depending on your specific situation, how much coverage and what kinds of coverage you want. According to our research, USAA and Geico offer among the most competitive rates out there for service members, and they both cover a wide range of coverage options and discounts to help formulate a policy that fits your needs and budget.Whichever auto insurer you choose, your military service may potentially mean savings. For that reason, it's important to always check your eligibility and inquire about the rates and discounts that service members, veterans and their families can get."}},"@type":"Question","name":"What should you do when applying for car insurance as a service member or veteran?","acceptedAnswer":"@type":"Answer","text":"Look for quotes from a variety of insurance companies. Make sure to include companies that offer military discounts, as well as those that only serve the military.Choose the plan that makes the most sense for you, based on eligible car insurance discounts, the company's customer service rating, auto claims satisfaction, coverage options and the final price.Gather documented proof of your identity and military service such as your military ID or DD-214 (or the service of your family member, along with proof of relation).Submit the appropriate documents to your insurer of choice, then wait for final approval.","@type":"Question","name":"How can you save on car insurance as a veteran?","acceptedAnswer":"@type":"Answer","text":"Some carriers only serve members of the military, such as USAA and AFI. These insurers generally have competitive rates compared to other mainstream carriers available to the general public. If USAA and AFI don't serve your needs, mainstream carriers like Geico, Liberty Mutual and Farmers also offer discounts for military members. If you pair a low premium rate with a variety of discounts, including a military discount, you may be able to bring your annual premiums down substantially and save on car insurance in the long run.","@type":"Question","name":"How do you get a military discount on car insurance? What documents do you need to show you're eligible?","acceptedAnswer":"@type":"Answer","text":"The requirements to receive a military discount differ from insurer to insurer. For example, while Geico simply gives all active-duty military and retired personnel up to a 15% discount, Arbella will only apply up to a 10% discount if you're an active-duty military member that is deployed more than 100 miles away from your vehicle. You'll want to check what each insurer's parameters are for qualifying for a military discount. That said, the documents to prove your eligibility for military discounts are similar across the board. You'll likely need to show one or more of the following documents:DD-214NGB-22Military orders if you are actively servingAcademy appointment letter or ROTC contractDischarge certificateLetters or statements showing membership in an eligible military group, such as the Navy League of the United States or the Armed Forces Benefit Association."]}"@context":"https:\/\/schema.org","@type":"BreadcrumbList","itemListElement":["@type":"ListItem","position":1,"item":"@id":"https:\/\/www.cnet.com\/","name":"CNET","@type":"ListItem","position":2,"item":"@id":"https:\/\/www.cnet.com\/personal-finance\/","name":"Money","@type":"ListItem","position":3,"item":"@id":"https:\/\/www.cnet.com\/personal-finance\/insurance\/","name":"Insurance","@type":"ListItem","position":4,"item":"@id":"https:\/\/www.cnet.com\/personal-finance\/insurance\/auto\/","name":"Auto 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